IF YOU ARE IN DEBT

If you are in debt, the first port of call is your local money advice agency. 

If you live in Glasgow, you can find details of your local money advice agency, by calling GAIN, the Glasgow Advice and Information Network on 0808 801 1011.

Alternatively you can contact your local Citizens Advice Bureaux.  Details of their offices can be obtained through their website.

If you have had money advice, and have negotiated a repayment agreement with your creditors, then you can get in touch with Budgeting Services and we can make the payments for you. 

This process is normally done through a referal from a money advice agency, however it is possible to refer yourself to Budgeting Services, however you MUST have a repayment agreement in place.